by Todd Villarrubia | Sep 17, 2026 | Uncategorized
Wealth management was built around an important question: How should financial assets be managed? For many investors, that remains the right question. But substantial wealth eventually creates questions that extend far beyond a portfolio. Who should own particular...
by Todd Villarrubia | Sep 17, 2026 | Uncategorized
There is a subtle difference between receiving expert advice and becoming dependent on it. The distinction rarely matters when decisions are routine. It matters enormously when a family is deciding whether to sell a company, restructure ownership, transfer substantial...
by Todd Villarrubia | Sep 17, 2026 | Uncategorized
A major liquidity event is supposed to increase freedom. The founder exchanges an illiquid business interest for cash, marketable securities, or other assets. Personal financial risk may decline dramatically. Years of enterprise value finally become spendable wealth....
by Todd Villarrubia | Sep 10, 2026 | Uncategorized
Entrepreneurs are conditioned to believe that more growth creates more value. Another year of revenue. Another major customer. Another acquisition. Another expansion. Another turn of EBITDA. That instinct is responsible for building exceptional companies. It can also...
by Todd Villarrubia | Sep 10, 2026 | Uncategorized
A buyer’s offer can feel like the beginning of a business exit. Strategically, it may be closer to the end. By the time a serious buyer appears, momentum begins shifting. Valuations are discussed. Investment bankers become involved. Due diligence starts....
by Todd Villarrubia | Sep 10, 2026 | Uncategorized
A successful business can eventually give its owner extraordinary choices. Sell it. Keep it. Recapitalize it. Transfer it to family. Bring in outside investors. Acquire competitors. Divide business lines. Retain valuable assets while selling the operating company. But...
