by Todd Villarrubia | Sep 25, 2026 | Uncategorized
A family can transfer every intended asset to the next generation and still fail to preserve its wealth. That distinction matters. Wealth transfer answers a transactional question: Did the assets successfully move from one generation to another? Wealth preservation...
by Todd Villarrubia | Sep 25, 2026 | Uncategorized
A will can be legally sound. Trusts can be properly drafted. Powers of attorney can be current. Beneficiary designations can be completed. And the estate plan can still be inadequate. Once family wealth reaches $25 million and beyond, the consequences of ownership,...
by Todd Villarrubia | Sep 17, 2026 | Uncategorized
Wealth management was built around an important question: How should financial assets be managed? For many investors, that remains the right question. But substantial wealth eventually creates questions that extend far beyond a portfolio. Who should own particular...
by Todd Villarrubia | Sep 17, 2026 | Uncategorized
There is a subtle difference between receiving expert advice and becoming dependent on it. The distinction rarely matters when decisions are routine. It matters enormously when a family is deciding whether to sell a company, restructure ownership, transfer substantial...
by Todd Villarrubia | Sep 17, 2026 | Uncategorized
A major liquidity event is supposed to increase freedom. The founder exchanges an illiquid business interest for cash, marketable securities, or other assets. Personal financial risk may decline dramatically. Years of enterprise value finally become spendable wealth....
